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Access to the ATLAS CONSULTING research services, as defined below, is provided by ATLAS CONSULTING. For purposes of this agreement, “ATLAS CONSULTING” and/or “ATLAS”, shall mean ATLAS CONSULTING and its affiliates, and its officers, directors, managing directors, partners, and employees.

The products and services described via ATLAS CONSULTING are available only to retail investors and the information via this service is only for such persons on an individual by individual basis. Institutional access to ATLAS CONSULTING’s services are governed by ATLAS CONSULTING’s Institutional Investment Research Offering. For purposes of this offering, the term “Institutional” includes but is not limited to sophisticated non-retail investors such as investment companies, banks, insurance companies, investment advisers, plan sponsors, endowments, government entities, and people acting solely on behalf of Institutional Investors. Certain products and investment services may only be available to qualified Institutional Investors as defined in Rule 205-3(d)(1) under the Investment Advisers Act of 1940, as amended. By making a payment to ATLAS CONSULTING, you acknowledge that you are not an institution or acting on behalf of an institution (unless prior authorized with ATLAS CONSULTING).

Your use of the products and services via ATLAS CONSULTING may be and likely will be monitored by ATLAS CONSULTING, and that the resultant information may be used by ATLAS CONSULTING for its internal business purposes or in accordance with the rules of any applicable regulatory or self-regulatory organization. This information, for services deployed via email, may also be used to regulate compliance with ATLAS CONSULTING’s Privacy and Information Secrecy Policies.

You are permitted to store, display, analyze, modify, reformat, and print the information made available to you via these services only for your own use. You are not permitted to publish, transmit, or otherwise reproduce this information, in whole or in part, in any format to any third party without the express written consent of ATLAS CONSULTING. In addition, you are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information. ATLAS CONSULTING reserves the right, at any time and from time to time, in the interests of its own editorial discretion and business judgment to add, modify, or remove any of the information. These Terms and Conditions of Use are not intended to, and will not, transfer or grant any rights in or to the information other than those which are specifically described herein, and all rights not expressly granted herein are reserved by ATLAS CONSULTING or the third party providers from whom ATLAS CONSULTING has obtained the information. You are required to read and abide by any additional terms and conditions that may be posted on this service from time to time concerning information obtained from specific third party providers. Such third party providers shall have no liability to you for monetary damages on account of the information provided to you via this service.

ATLAS CONSULTING makes no warranty, express or implied, concerning this service. The services provided by us and our third party providers are on an “AS IS” basis at your sole risk. ATLAS CONSULTING expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of the services with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.

Neither ATLAS CONSULTING nor any of its third party providers shall have any responsibility to maintain the data and services made available via services or to supply any corrections, updates, or releases in connection therewith. Availability of data and services are subject to change without notice.

ATLAS CONSULTING shall have no liability, contingent or otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain your access to this service, or for any interruption or disruption of such access or any erroneous communication between ATLAS CONSULTING and you, regardless of whether the connection or communication service is provided by ATLAS CONSULTING or a third party service provider. ATLAS CONSULTING shall have no liability, contingent or otherwise, to you or to third parties, for the correctness, quality, accuracy, timeliness, reliability, performance, continued availability, completeness or delays, omissions, or interruptions in the delivery of the data and services available via this service or for any other aspect of the performance of this service. In no event will ATLAS CONSULTING be liable for any special, indirect, incidental, or consequential damages which may be incurred or experienced on account of you using the data or services made available via our services, even if ATLAS CONSULTING has been advised of the possibility of such damages. ATLAS CONSULTING will have no responsibility to inform you of any difficulties experienced by ATLAS CONSULTING or third parties with respect to the use of the services or to take any action in connection therewith.

ATLAS CONSULTING makes no warranty whatsoever to you, express or implied, regarding the security of your information, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through this service.

As a result of high Internet traffic, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing our services or communicating with ATLAS CONSULTING through the Internet or other electronic and wireless services. Any computer system or other electronic device, whether, it is yours, an Internet service provider’s or ATLAS CONSULTING’s can experience unanticipated outages or slowdowns, or have capacity limitations.

This material has been prepared for informational purposes only without regard to any particular user’s investment objectives, financial situation, or means, and ATLAS CONSULTING is not soliciting any action based upon it. This material is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy would be illegal. Certain transactions, including those involving futures, give rise to substantial risk and are not suitable for all investors. Although this material is based upon information that ATLAS CONSULTING considers reliable and endeavors to keep current, ATLAS CONSULTING has not verified this information and does not represent that this material is accurate, current, or complete and it should not be relied upon as such.

The fact that ATLAS CONSULTING has made the data and services provided via its services available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any idea described via services is suitable or appropriate for you. Many of the ideas described via services involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and has independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this service the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts, and you may want to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.

This service may provide links to certain Internet sites (the “Sites”) sponsored and maintained by third parties. ATLAS CONSULTINGis providing such links solely as a convenience to you. Accordingly, ATLAS CONSULTING makes no representations concerning the content of the Sites. The fact that ATLAS CONSULTING has provided a link to the Site does not constitute an endorsement, authorization, sponsorship, or affiliation by ATLAS CONSULTING with respect to the Site, its owners, or its providers. ATLAS CONSULTING has not tested any information, software, or products found on any of the Sites and therefore does not make any representations with respect thereto, including any representations regarding the content or sponsors of the Site, or the suitability or appropriateness of the products or transactions described therein.

Subscription fees/payments for ATLAS CONSULTING’s products/services are non-refundable. By making a payment to ATLAS CONSULTING you acknowledge that you have read and agree to ATLAS CONSULTING’s No Refund Policy.


[ADDITIONAL DISCLOSURE]: ATLAS CONSULTING [for purposes of this disclosure, “ATLAS CONSULTING” and/or “ATLAS”, shall mean ATLAS CONSULTING and its affiliates, and its officers, directors, managing directors, partners, and employees; INCLUDING entities to which ATLAS CONSULTING is a beneficiary of services provided] seeks to do business with companies covered in its research report and/or any subsidiaries which are wholly or partially owned, governed, or considered controlled by companies covered in its research report . As a result, investors, lenders, clients, and subscribers should be aware that ATLAS CONSULTING may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.